Why is Cyber Liability worth it?
A lot of companies are under the impression that their Commercial General Liability (CGL) insurance will cover cyber exposures. Now where there is limited coverage under the CGL with the right endorsements, the coverage is inadequate. The coverage is not board enough to try handle cyber exposures. It is best to view cyber liability as a type of catastrophic coverage if something where to happen that the company would have a hard time recovering from.
What is Term Life Insurance and who needs it?
Term life insurance is a life insurance policy that provides death protection coverage at a fixed rate for a selected period of time. Simply, if you have a term policy and you die within that term, your beneficiary will receive the payout.
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