Pros and Cons of Dogs in the Workplace: How It Can Help, How It Can Hurt, and How You Can Be Protected

Dogs at work have become a welcome new benefit for employees. According the scientific studies, dogs help reduce stress, anxiety, and depression. This means that allowing employees to bring their dogs to work could actually benefit employers and business operations.

For many employees, bringing their dog to work is a great bonus, and their employers agree. Businesses that allow their staff’s pups to come to the office with them say it creates a more relaxing environment. Likewise, statistics show these employees are happier and more productive. Some employees are even willing to work later and/or longer since there is no need to rush home and "let the dog out." It seems to be a win-win situation for everyone, including the dog.

However, before welcoming Fido in the office, there are things to consider. What if one of the dogs is aggressive? What if someone’s dog barks constantly, relieves themself on the floor, or doesn't play well with others? What is one doggy is downright rude? What if a dog is allowed to run a muck while their owner works? The office may also have people who are allergic to dogs, or people who just plain prefer cats!

These issues could cause problems for other employees, as well as for overall production and for your insurance company. It's important to establish clear policies before allowing Spot unlimited entry into the office.

What You Need to Know

According to the Insurance Information Institute of State Farm®, dog bite claims have increased by 133.6% since 2003. In 2019, homeowners insurance paid $796.8 million dollars in dog bite claims, averaging $44,760 per claim. With these statistics, it's important to know how your insurance will respond to dog-related incidents, such as property damage or injury to a person or another dog. You, as the employer, will likely be held responsible.

Allowing dogs in the office isn't a simple decision. There are many factors to contemplate first. A few general rules to consider are:

• All dogs must be:
  • on a leash, in a crate, or safely confined at all times
  • potty-trained
  • properly vaccinated
  • non-aggressive
  • bathed frequently
  • Well-mannered (no habitual barking, running around, jumping on people, etc.)
  • with owner at all times, except where prohibited.
• Prohibit dogs from certain areas such as the dining or kitchen area.
• Keep dogs away from areas frequented by an allergic employee.
• Owner and dog must be respectful to other employees and dogs.
• Employer has the right to revoke, remove, suspend dog visits for any employee at any time, for any reason.

Your insurance provider may require either more or different rules. They may also require an additional questionnaire to be completed.

When welcoming dogs into the office, it's important to take steps to help reduce potential claims and lawsuits. The professional agents of Williams Insurance can assist you in determining ways to protect your assets while still providing extra perks to employees. If you’re thinking of allowing employees to bring their pups to work with them, call us to ask about the coverage you may need to protect yourself, your employees, and your assets.