Heading to a Tailgate? Make Sure You’re Covered From the Possibilities of What Could Go Wrong

Autumn is known for its colors - the changing of the leaves, the in-season plants that grow, and the masses that gather outside football stadiums each weekend wearing jerseys and other paraphernalia in support of their favorite teams.

Whether it's the Friday night lights of a hometown high school game, the Saturday excitement at a university, or the professional league of Sundays and Mondays, over 50 million people annually enjoy celebrating football with a tailgate.

Tailgating refers to the custom of arriving at games many hours before the scheduled event begins, lowering vehicle tailgates, setting up tents, tables, and chairs, and enjoying food, drinks, socializing, and recreational activities with other fans of your favorite team. Tailgating began simply, with socializing among folks who came to game locations early enough to secure scarce parking. Socialization was enhanced by food and drinks, then the events became more elaborate. Today, tailgates may involve bringing your own grill, setting up a television, organizing a friendly competition (such as a cornhole tournament), and much more.

Sadly, most activities that involve large crowds are too frequently accompanied by various dangers. It makes sense to reduce the chance of injury or loss by taking precautions such as the following:

• Avoid using breakable containers for beverages or for any food service items. Dropping items is unavoidable, and glass shards can cause serious injuries during a time when getting quick medical assistance can be difficult.
• Carry a well-stocked, comprehensive first aid kit, especially to handle burns, dehydration, sunburns, cuts, and bruises.
• Restrict games and activities to larger, clear areas that minimize the chance of injury to non-participants.
• If games or activities are near high-traffic areas, use spotters - persons situated to warn those passing by such areas.
• Be very careful with cooking areas. Never leave them unattended, keep them away from pedestrians (especially children), and be sure to have safety gear, such as fire extinguishers.
• Keep an eye out for thieves who often target unlocked vehicles for valuables.

It is also very important to make sure that you are properly insured to handle possible damage or loss of your property. It is far more important to carry insurance coverage to protect you from injury or loss you may cause to others. Tailgating can be enormous fun, but with great fun comes great responsibility. Protect yourself and others. Contact the team at Williams Insurance today to learn more.