Does anyone still romanticize air travel? The entire process irritates most people because it includes so many negative elements.

Admittedly, flying is tough. It forces us to let others handle us and our property, makes us wait in lines, forces us to repeatedly prove our identities, remove clothing, be subjected to random searches, and, in the end, be crammed into a crowded plane, strapped into narrow seats with limited access to food, water, and bathrooms. The plane is loud, the air is uncomfortably dry and God forbid there is a child on board…

The situation is made much worse when we are also pressed for time to make other connections or to get to a destination in time to attend meetings. Vacation trips can be just as stressful, primarily due to the fatigue of return trips, but also trying to supervise children while making sure all luggage and documents are still with us. Who wouldn’t need a drink?

Incidents vs Accidents

While the myriad indignities of air travel can trigger incidents, it is very important to keep calm when squeezed by the seats of reclining passengers, hit by a food/beverage cart or when being kept in a seat during a severe need to use a bathroom. That is because there's a big difference between incidents and accidents.

Accidents that occur, such as dropping your luggage and injuring another passenger or running into a person while carrying hot coffee, qualify for coverage under the liability protection of a homeowners policy. However, injuring someone during a fight over seat space and costs associated with delaying or interrupting a flight because of unacceptable behavior are not covered. The latter examples qualify as intentional acts, and the high costs associated with them are ineligible for coverage.

In the case of traveling by air, civility is a tool for minimizing losses caused by regrettable behavior. Contact the team at Williams Insurance today to learn more.


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